General Terms

Eligibility

To use homesavvy services you must be at least the minimum age required by applicable law, have the capacity to enter into agreements, and comply with these Terms. Certain features may require additional eligibility criteria such as geographic location within Canada.

By accessing homesavvy, you represent that you meet the legal age requirements for your jurisdiction and that you can form binding contracts. Minors should use the service only with parental or guardian consent where required.

You agree to use homesavvy for lawful purposes only. Prohibited uses include any activity that violates applicable laws, infringes third-party rights, or compromises the integrity and security of our services.

homesavvy services are designed for users in Canada. Access from other jurisdictions may be restricted; users are responsible for complying with local laws. We reserve the right to limit or block access where necessary.

Account Requirements

Certain homesavvy features require account registration. Accurate account information supports secure and reliable service delivery and effective communication about homeownership matters.

You must provide truthful, current, and complete information when creating or updating your homesavvy account. Inaccurate information may lead to limited access or termination of services.

Protect your account credentials and notify homesavvy immediately if you suspect unauthorized access. We implement security controls but cannot be responsible for compromises resulting from user practices.

Account access is personal and non-transferable unless explicitly permitted by homesavvy in writing. Sharing credentials with others is discouraged and may violate these Terms.

If you believe your homesavvy account has been compromised, contact support immediately at +14166669306 so we can take steps to secure the account and contribute suspicious activity.

homesavvy may suspend or restrict accounts for security reasons, suspected policy violations, or to comply with legal obligations. We will provide notice where feasible and applicable.

Service Scope

homesavvy provides informational content, tools, and curated resources to help homeowners in CA make practical decisions about property management, energy efficiency, and home maintenance. Content is for educational purposes and should not replace professional consultations where specialized expertise is required.

We may modify, add, or remove features and content on homesavvy.club. Significant changes will be communicated via the site or email. Continued use after updates indicates acceptance of the revised terms.

homesavvy strives to keep services available and reliable but may experience downtime for maintenance, updates, or disruptions beyond our control. We endeavor to minimize interruptions and to notify users of planned outages when possible.

User Conduct

When using homesavvy, you agree to behave professionally and responsibly. The following list outlines prohibited behaviors that threaten the service or other users.

• Do not submit content that is unlawful, defamatory, obscene, or otherwise harmful.
• Do not attempt to reverse engineer, disrupt, or degrade homesavvy systems or services.
• Do not use automated systems to scrape, harvest, or collect data from homesavvy without authorization.
• Do not impersonate others or provide false identity information when interacting with homesavvy.
• Do not distribute unsolicited marketing or spam through homesavvy channels.
• Respect intellectual property rights and obtain permissions before using third-party content.
• Comply with applicable laws, including privacy and anti-harassment laws, when engaging with the community or services.

User Content

Users may contribute reviews, comments, or other content to homesavvy. You retain ownership of the original content you submit, subject to the license granted below.

By submitting content to homesavvy, you represent that you have the necessary rights to share it and that it does not infringe third-party rights. You remain owner of your original content unless otherwise agreed in writing.

You grant homesavvy a non-exclusive, worldwide, royalty-free license to host, display, distribute, and reproduce user content for the purposes of operating and promoting the service. This license allows us to provide the functionality you expect from the platform.

You are responsible for the accuracy and lawfulness of content you submit. homesavvy may review, edit, or remove user content that violates these Terms or applicable law.

homesavvy may remove user content at its discretion for policy violations or legal reasons. If you wish to request removal of your content, contact support with specifics so we can evaluate the request.

Intellectual Property

All intellectual property rights in the homesavvy site, branding, design, and proprietary content are owned or licensed by homesavvy. Unauthorized use of these materials is prohibited and may result in legal action.

• Do not reproduce, distribute, or create derivative works from homesavvy proprietary content without prior written permission.
• Use of homesavvy logos or activity requires explicit authorization.
• Respect copyright notices and report infringements via the contact procedures provided in these Terms.

Paid Services

homesavvy may offer paid features, subscriptions, or premium content. Paid services are governed by these Terms and any additional terms provided at purchase.

Pricing for paid services is displayed at the time of purchase. Prices are shown in Canadian dollars and include applicable taxes unless stated otherwise.

Payments are processed through third-party payment providers. By purchasing, you authorize the use of your selected payment method and agree to pay applicable fees.

Subscription services renew automatically at the end of each billing period unless canceled prior to the renewal date. Cancellation instructions are provided within your account settings.

Refunds for paid services are handled on a case-by-case basis. If you request a refund, homesavvy will evaluate the circumstances and apply a fair, documented approach consistent with consumer protection laws.

You may cancel paid services through your account. Cancellation will take effect according to the billing cycle and any applicable notice periods described at the time of purchase.

Applicable taxes are calculated based on billing information. You are responsible for any taxes required by local or national authorities unless homesavvy is legally required to collect them.

homesavvy reserves the right to change pricing for services. Price changes will be communicated prior to the next billing cycle for subscribers where feasible.

Failure to pay for paid services may result in suspension or termination of access. homesavvy will provide notice and an opportunity to remedy payment issues as appropriate.

Disclaimer

Information provided by homesavvy is for general informational purposes only and is not professional advice. Users should consult qualified professionals for decisions involving legal, business, or technical matters related to homeownership. homesavvy strives for accuracy but does not assume liability for decisions based on site content.

Limitation of Liability

To the fullest extent permitted by law, homesavvy and its affiliates are not liable for indirect, incidental, consequential, or punitive damages arising from use of our services. Our aggregate liability for direct damages is limited to fees paid by you for the specific service that gave rise to the claim, where applicable.

Third-Party Services

homesavvy may integrate or reference third-party products and services. We do not control third-party practices and are not responsible for their content, privacy policies, or performance.

Termination

homesavvy may suspend or terminate access to accounts or services for breach of these Terms, legal obligations, or for operational reasons. Users may terminate their accounts via account settings or by contacting support.

Upon termination, access to associated services and user content may be suspended or deleted in accordance with our retention policies. Certain provisions of these Terms survive termination, including intellectual property and liability sections.

Privacy

Use of homesavvy is also governed by our Privacy Policy, which explains how we collect, use, and protect personal information. The Privacy Policy is incorporated into these Terms by reference and is effective as of 28-02-2026.

Communications

By using homesavvy, you consent to receive communications related to account administration, service updates, and relevant information. Marketing communications will be subject to your preferences and applicable consent requirements.

Changes to Terms

homesavvy may revise these Terms from time to time. Material changes will be posted on the site with an updated effective date. Continued use following notice constitutes acceptance of the updated Terms.

Governing Law

These Terms are governed by the laws of the relevant Canadian province and federal laws of Canada, without regard to conflict-of-law principles. Where local law imposes different requirements, those provisions will govern to the extent they are mandatory.

Dispute Resolution

Disputes arising under these Terms should first be raised with homesavvy support for informal resolution. If a dispute cannot be resolved, parties may pursue formal legal remedies in the competent courts of the relevant Canadian jurisdiction.